Short term loan
Representative Example
Borrow £250 over 3 months with monthly repayment of £133.65 Total amount payable £400.95. Interest rate 284.76% p.a. (fixed). 1228.67% APR Representative.
Unexpected financial situations happen from time to time and a £800 loan may be useful to help deal with some of them. Fill out our online application form and you'll find out in minutes if you've been initially approved.
Use our loan calculator to work out how much you will need to pay back each month and the interest rate for the amount you want to borrow.
Borrow £250 over 3 months with monthly repayment of £133.65 Total amount payable £400.95. Interest rate 284.76% p.a. (fixed). 1228.67% APR Representative.
We want to make sure that our £800 loans are accessible to you when you need it most. That's why, as a responsible lender, we set out the criteria so you can easily see if you're eligible. The criteria for this type of short-term loan is:
We'll also look at your credit history and finances before making our decision.
Here at Dot Dot Loans, we provide stress free loan options to suit everyone. You can apply for a £800 loan to be repaid over 3, 6 ir 9 months.
Our online application process is simple, you can apply in minutes and get a quick initial decision. The total cost of your loan will be displayed when you apply, and you'll have a clear breakdown of the costs, including the amount you'll pay back each month.
During the application you will need your valid email address, mobile number, home address information for the last 3 years and your bank account and debit card details.
If you need any help when applying, a member of the Customer Services Team will be more than happy to help via email, or over the phone.
As a responsible lender we always aim to help our customers. To help us do this we carry out credit and affordability checks on all applicants; we look at a wide range of factors, meaning you don't always need a perfect credit history.
Our initial credit check will be a 'soft' search, this kind of search won't leave a mark on your credit file for other lenders to see. However, if we make a loan offer to you and you accept it, we will carry out a 'hard' search, which will be visible to other lenders.
A fundamental part of responsible lending is transparency. We always make the total cost of your loan clear and tell you how it works before you decide to go ahead with it. We don't charge any late payment fees. All fees and charges are shown upfront and your loan will never cost more than this.
Take a look at our loan calculator to find out more about our loans.
If you’re looking for the best UK loan option for you, below we have a breakdown of monthly payment options depending on your repayment period.
We do consider applications with a less than perfect credit score. If you are looking for the best loan for bad credit for you, we could help, subject to affordability.
If you can see an option below that looks good for you, great! You can apply using the button below. Got any more questions? Feel free to contact us.
Paying back over | 3 months | 6 months | 9 months |
---|---|---|---|
APR | 1181.7% | 1187.8% | 521.1% |
Credit charge | £411.85 | £785.02 | £790.66 |
Monthly repayments | £403.95 | £264.17 | £176.74 |
Total to pay | £1211.85 | £1585.02 | £1590.66 |
Question | Answer |
---|---|
What repayment periods are available with a £800 loan? |
Customers can borrow £800 over 3,6 or 9 months. Our short-term loan calculator allows you to apply for a loan over different periods of time to give you flexibility on your repayment amount and giving you a repayment option that you are most comfortable with. |
Can I get a £800 loan with a bad credit history? |
You don't need a perfect credit history to be approved for a £800 loan. As part of our decision process we conduct credit and affordability checks to make sure the loan is right for you. You can find out about our loans for bad credit here. |
I am an existing customer, how do I apply for another loan? |
As an existing customer with an active loan, you may be eligible to take out a new loan with us once you’ve repaid your existing one. This is not a guarantee, however, and how much you may be able to borrow as an existing customer depends on your individual circumstances. If you’ve settled your existing loan, you can apply via the Dot Dot online portal. Simply log in and select the 'New Loan' tab and then click apply now to start your application. Some of your details will already be pre-populated, please check they’re correct before continuing with your application. Always consider the cost of further borrowing, whether it is affordable (particularly if your circumstances change), and whether you will be able to maintain other debt repayments. |
Can I apply for a loan whilst on benefits? |
Yes. For our short-term loan products, we accept applicants who use benefits as their primary source of income, subject to affordability checks. You can read more about applying for a loan on benefits on our blog. |
Short-term loans: 1228.67% APR Representative
Thank you for your interest in Dot Dot Loans. We are currently updating our product range, which will launch in the next few days.
In the meantime, please give us a call on 0333 0062000 or email us at [email protected].