Short term loan
Representative Example
Borrow £250 over 3 months with monthly repayment of £133.65 Total amount payable £400.95. Interest rate 284.76% p.a. (fixed). 1228.67% APR Representative.
Some situations are impossible to plan for. An emergency car repair or a broken-down washing machine could see you needing a bit extra. To help you pay for them, a £900 loan could help you out when you need it most.
Use our loan calculator to work out how much you will need to pay back each month and the interest rate for the amount you want to borrow.
Borrow £250 over 3 months with monthly repayment of £133.65 Total amount payable £400.95. Interest rate 284.76% p.a. (fixed). 1228.67% APR Representative.
We want to make sure that our £900 loans are accessible to you when you need it most. That's why, as a responsible lender, we set out the criteria so you can easily see if you're eligible. The criteria for this type of short-term loan is:
We'll also look at your credit history and finances before making our decision.
Yes, if you are a UK resident over the age of 18 you can apply for a £900 loan with us. To complete your application, you will need to provide a valid email address and mobile number, your home address details for the last three years and your bank account and debit card details.
Check out our loan calculator to get started.
If you've been hit with an unexpected cost or bill, a £900 loan could provide a solution to your financial concerns, but what happens if you've got a poor credit score? Rest assured your credit score doesn't need to be perfect to apply for a loan with Dot Dot Loans, every applicant is considered individually. As part of the decision process we will complete credit and affordability checks, to ensure the loan is suitable for you.
Take a look at our loan calculator to find out more about our loans.
If you’re looking for the best UK loan option for you, below we have a breakdown of monthly payment options depending on your repayment period.
We do consider applications with a less than perfect credit score. If you are looking for the best loan for bad credit for you, we could help, subject to affordability.
If you can see an option below that looks good for you, great! You can apply using the button below. Got any more questions? Feel free to contact us.
Paying back over | 3 months | 6 months | 9 months |
---|---|---|---|
APR | 1181.6% | 1187.8% | 521.1% |
Credit charge | £463.32 | £883.14 | £889.47 |
Monthly repayments | £454.44 | £297.19 | £198.83 |
Total to pay | £1363.32 | £1783.14 | £1789.47 |
Question | Answer |
---|---|
What repayment periods are available with a £900 loan? |
Customers can borrow £900 over 3,6 or 9 months. Our short-term loan calculator allows you to apply for a loan over different periods of time to give you flexibility on your repayment amount and giving you a repayment option that you are most comfortable with. |
Can I get a £900 loan with a bad credit history? |
You don't need a perfect credit history to be approved for a £900 loan. As part of our decision process we conduct credit and affordability checks to make sure the loan is right for you. You can find out about our loans for bad credit here. |
I am an existing customer, how do I apply for another loan? |
As an existing customer with an active loan, you may be eligible to take out a new loan with us once you’ve repaid your existing one. This is not a guarantee, however, and how much you may be able to borrow as an existing customer depends on your individual circumstances. If you’ve settled your existing loan, you can apply via the Dot Dot online portal. Simply log in and select the 'New Loan' tab and then click apply now to start your application. Some of your details will already be pre-populated, please check they’re correct before continuing with your application. Always consider the cost of further borrowing, whether it is affordable (particularly if your circumstances change), and whether you will be able to maintain other debt repayments. |
Can I apply for a loan whilst on benefits? |
Yes. For our short-term loan products, we accept applicants who use benefits as their primary source of income, subject to affordability checks. You can read more about applying for a loan on benefits on our blog. |
Short-term loans: 1228.67% APR Representative
Thank you for your interest in Dot Dot Loans. We are currently updating our product range, which will launch in the next few days.
In the meantime, please give us a call on 0333 0062000 or email us at [email protected].