Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk/en
There are lots of reasons why you may need a Dot Dot loan, from a broken-down boiler to a new car, our loans range from £100 - £1000 so there's an amount that could help you out, whatever you need it for. With repayment terms between 3 and 9 months depending on how much you borrow, we try to make sure your repayments are affordable.
Below we've tried to cover some of the most common reasons why people may need a Dot Dot loan.
A transport loan can help fund essential travel to work.
A long-term loan could help consolidate debt, so that you are only making payments to one lender.
A car repair loan can get you back on the road.
A home emergency loan could cover anything from fixing a broken-down boiler to a new oven.
A loan could help cover the cost of necessary equipment, such as a supportive chair for a bad back when working from home.
A loan could help fund equipment which you need to do your job, or perhaps your current items need repairing urgently.
Lenders need to know the purpose of your loan as it could influence their decision on whether to approve your application. If the reason for you taking out the loan is not sustainable or encourages frivolous spending, then they may decline your application.
You can apply for one of our loans via our online application form, where we'll get to know you a little better by asking you some basic personal and financial questions. This will help us build a better picture of you and give us the correct information to run an affordability and credit check, to try make sure the loan is suitable for you. Once your loan has been approved, you could have the money in your bank account within an hour. You can find out more about how applying for a Dot Dot loan works here.