What is a direct lender?

Dot Dot Loans is a direct lender, you can apply directly for a loan to us and we lend funds directly to you. Approved applicants will have the agreed loan amount deposited directly into a designated bank account.

The advantages of using a direct lender

Applying for a loan with a direct lender means the process of applying for credit is usually very straightforward and you will have full control over which companies your details have been submitted to. A broker may pass your details onto other many companies to try and find you the credit you’ve requested. They don’t generally lend the money themselves.

You can also contact your lender directly, so you can contact them with questions or issues, and they’ll also be able to contact you if necessary.

Just borrow what you need

With Dot Dot Loans you have clear and straightforward options for choosing a loan to suit your needs, with flexible repayment periods depending on the amount you want to borrow. This means you can pick the loan that’s right for you whether it’s for an emergency home repair or a bigger than usual bill.

You can apply online in a simple and convenient process, and get an initial decision in minutes.